Buy Investment Land with Owner Financing

Buy Investment Land

Do you want to buy more land for your investment portfolio?

Have you tapped out your funding sources but still want to increase your land holdings?

Do you have less-than-perfect credit but still want to invest?

Here are your options, including one option that you may not be aware of…

How To Invest In Land On A Budget

There are many ways to buy land investment property. This variety of funding helps investors build their investment portfolio while accessing all the sources available to them or using leverage.

  • Some investors use their own cash
  • Some investors use traditional bank financing
  • Some investors work with private money lenders

All three of these are popular ways to fund an investment.

But there’s another way to buy land that you may not be aware of: by using landowner financing.

What is Landowner Financing?

When a landowner acts as a financial intermediary for the acquisition of their property, owner financing in real estate takes place. The landowner essentially operates like a lending institution in this arrangement, giving you the chance to buy the land while making regular payments until the entire purchase price is reached. Usually, the land itself acts as collateral, giving both parties involved security.

This arrangement is comparable to getting a mortgage from a conventional bank, but it has the distinct advantage of avoiding the complications, extensive paperwork, credit evaluations, and pre-approval requirements.

Owner financing is useful to landowners because it enables them to sell their properties to a wider market, including people who might not otherwise be able to afford the purchase, all the while providing a reliable and consistent income stream.

Owner financing offers advantages to investors as well because it enables them to purchase more properties even when they may not have access to the whole purchase price up front.

Landowner Financing: How Does It Work?

Many of the properties you can select from when buying land from us provide landowner financing. Just give us a shout if you’re interested in learning more.

The buying process remains fairly standard, including the requirement for an earnest money deposit or a non-refundable down payment. However, instead of the entire amount being due at closing, we’ll work with you to set up a payment plan. This plan covers the principal amount along with a nominal interest rate and specifies the loan’s term.

It’s worth noting that the land itself serves as collateral. So, if you ever find yourself no longer interested in the property, you can simply return it to us, and there won’t be any additional obligations on your end.

And here’s some extra good news: There are no penalties for making early payments on the land. So, if you’re looking to pay it off ahead of schedule, you’re more than welcome to do so!

See Available Land For Sale

See our list of available land for sale before it is listed on the MLS.
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Would you be interested in investing with Cox Property Group? Contact us at 770-264-1945 to discuss the kind of land you’re looking for or fill out the short form on our website to learn more about our other options.

Don’t pass up the opportunity to invest in real, long-lasting assets. Land is a smart investment because it never really loses value. It is a physical asset that you can see, touch, and feel, and its value will never decrease. Land continues to be a dependable and steady investment even when other assets may fail.